Investment, Insurance, & Your Autonomy
Premium, deeply aligned clinical care shouldn't be dictated by an insurance company’s bottom line. Here is how we protect your clinical privacy while maximizing your out-of-network benefits.
Take a breath
Understanding Superbills & Reimbursement
If you have out-of-network mental health benefits built into your health insurance plan, you can frequently recover a significant portion (often 50% to 80%) of your session fees.
How the Process Works:
- Pay Upfront: You pay the standard session fee at the time of our appointment.
- Seamless Claims Filing: To make reimbursement as frictionless as possible, my dedicated billing specialist can submit out-of-network claims directly to your insurance provider on your behalf. Alternatively, I can provide a monthly Superbill receipt for you to submit on your own portal if you prefer.
- Receive Reimbursement: Your insurance company processes the claim and mails a reimbursement check directly to your door based on your out-of-network benefits.r.
Questions to Ask Your Insurance Provider
Before our first session, I highly recommend calling the member services phone number on the back of your insurance card and asking these exact questions:
- "Do I have out-of-network mental health benefits for outpatient, telehealth-based psychotherapy?"
- "What is my out-of-network deductible, and has it been met yet?"
- "What is my reimbursement rate or co-insurance percentage for CPT code 90837 (60-minute individual therapy) or 90847 (couples therapy)?"
- "How do I submit an out-of-network superbill for reimbursement?"
Ready to take the next step?
Your Right to a Good Faith Estimate
Under the No Surprises Act, you have the right to receive a "Good Faith Estimate" explaining exactly how much your medical and mental health care will cost before you begin services. We will provide you with a full clear breakdown of all session costs well in advance, so you will never encounter unexpected fees.